Terms of Use

1. Acceptance of Terms

By creating an account, accessing, or using the Service, you agree to be bound by these Terms and ourPrivacy Policy. We may modify these Terms at any time. Your continued use after changes constitutes acceptance.

2. Description of Service

2.1 What Paylow Does

• Monitors product prices on supported retail websites
• Allows you to set target prices for products
• Sends notifications when prices drop to or below your target
• Provides price history and trend information
• Sends back-in-stock alerts for unavailable products

2.2 Service Limitations

3. User Accounts

3.1 Account Options

• Sign up with your email address
• Sign in with Google (OAuth)
• Create alerts without an account (email verification required)

3.2 Your Responsibilities

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

3.3 Account Restrictions

You may not:

• Create multiple accounts for abusive purposes
• Share your account credentials with others
• Use another person's account without permission
• Create accounts using automated methods

4. Acceptable Use

4.1 Permitted Uses

4.2 Prohibited Uses

5. Price Alerts & Notifications

5.1 Alert Creation

When you create a price alert:

• You authorize us to track the specified product
• You consent to receive notifications about that product
• You acknowledge that alert accuracy depends on retailer data

5.2 Email Communications

By creating alerts with an email address, you consent to receive price drop notifications, back-in-stock alerts, email verification requests, and service-related announcements.

5.3 Anonymous Alerts

If you create alerts without an account, you must verify your email address. Unverified alerts will be deleted after 24 hours.

5.4 Unsubscribing

You can unsubscribe at any time by:

• Clicking the unsubscribe link in any email
• Adjusting settings in your account dashboard
• Deleting individual alerts
• Contacting us at support@paylow.io

6. Intellectual Property

The Service, including its design, features, and technology, is owned by Paylow and protected by intellectual property laws. Product information (names, images, prices) belongs to the respective retailers.

7. Third-Party Services & Links

Our Service links to third-party retailer websites. We are not responsible for their content, products, or practices. Your transactions with retailers are solely between you and them.

8. Disclaimers

9. Limitation of Liability

10. Indemnification

You agree to indemnify and hold harmless Paylow from any claims, damages, or expenses arising from your use of the Service, violation of these Terms, or violation of any third-party rights.

11. Dispute Resolution

11.1 Informal Resolution

Before filing a legal claim, you agree to try to resolve disputes informally by contacting us at legal@paylow.io.

11.2 Governing Law

These Terms are governed by the laws of the Province of Alberta and the federal laws of Canada.

11.3 Arbitration

Disputes shall be resolved through binding arbitration in accordance with the ADR Institute of Canada Arbitration Rules, except that either party may seek injunctive relief in court.

12. General Provisions

• Entire Agreement: These Terms and our Privacy Policy constitute the entire agreement
• Severability: If any provision is unenforceable, the rest remain in effect
• Waiver: Our failure to enforce a provision does not waive our right to enforce it later
• Assignment: You may not assign your rights without our consent

13. Changes to the Service

We reserve the right to modify, suspend, or discontinue any part of the Service. We will provide reasonable notice before making material changes.

14. Contact Us